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White House Crypto Framework Brings SEC-CFTC Clarity for U.S. Markets
Trump Administration Proposes Regulatory Split to Unblock U.S. Crypto Industry
The White House’s long-awaited cryptocurrency policy recommendations have been released, signaling a potential end to years of legal ambiguity surrounding U.S. digital asset regulation. The report, issued by President Trump’s Working Group on Digital Assets, outlines a path forward for dividing responsibilities between the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC)—a move that may ease investor uncertainty and accelerate institutional adoption.
Clear Jurisdictional Boundaries for Crypto Oversight
At the heart of the proposal is a division of regulatory oversight: the CFTC would take charge of spot crypto markets, while the SEC would continue to oversee securities-related activity. This long-debated division addresses what many in the industry have described as a major hurdle—regulatory overlap and inconsistent enforcement.
“Letting each body oversee the instruments that best align with their expertise avoids duplication and confusion,” said Edwin Mata, blockchain lawyer and CEO of tokenization platform Brickken.
According to Mata, this framework allows for “consistent legal interpretations”, an essential development in a jurisdiction like the United States, where precedent and case law play a central role. In the past, fragmented legal positions forced U.S. courts to mediate between agencies, often delaying innovation and creating compliance confusion.
“This will promote coherent jurisprudence and allow legal opinions to be formed on solid ground,” Mata said.
Ripple Lawsuit Resolution Sets the Stage
The policy release follows closely behind a milestone legal development: the resolution of the SEC’s high-profile lawsuit against Ripple Labs.
In March 2025, Ripple CEO Brad Garlinghouse announced the SEC had formally dropped its appeal of the case, calling the outcome a “resounding victory” for Ripple and the broader crypto sector. The multi-year dispute began in December 2020, when the SEC alleged that Ripple had raised $1.3 billion through unregistered sales of XRP.
In 2023, Judge Analisa Torres ruled that XRP was not a security when sold to retail investors—though institutional sales were deemed securities offerings. Ripple was fined $125 million, with the court approving a joint motion in June 2025 to release escrowed funds to pay the settlement.
The case clarified the application of U.S. securities law to digital tokens and contributed to the broader push for more precise regulatory definitions.
Key Hurdle to U.S. Innovation Addressed
Analysts at crypto exchange Bitfinex view the White House’s recommendation as an important step forward, particularly in legitimizing crypto firms through structured regulatory treatment.
“This addresses a key hurdle stopping U.S. crypto innovation,” the analysts noted, referring to ambiguous securities laws that have stalled capital formation and discouraged domestic growth.
They pointed out the report’s alignment with broader legislative goals, including the CLARITY Act, which seeks to establish “same risk, same rules” principles across crypto and traditional finance. However, the Bitfinex team also warned of unresolved risks:
- A continued push for heightened SEC enforcement against non-compliant firms;
- Lack of clarity on a proposed U.S. Bitcoin reserve policy;
- And concerns over community fragmentation if regulatory burdens are perceived as excessive.
Ongoing Questions: Custody Rules and Dollar-Backed Innovation
While the White House report lays a foundation, analysts noted that banking custody regulations for crypto service providers remain unclear. This regulatory gap could still hamper progress for token issuers, exchanges, and institutional custodians.
“There is speculation that this is being worked on,” the analysts said, suggesting additional guidance may be forthcoming.
The report also links stablecoin infrastructure to the U.S. dollar’s long-term competitiveness, aligning with Trump administration goals to strengthen dollar dominance through blockchain innovation and global tax compliance.
Conclusion
The White House’s digital asset framework represents a critical inflection point for U.S. crypto markets, offering long-sought regulatory clarity through a formal SEC-CFTC split. While further progress is needed—particularly around custody, tax policy, and central bank reserves—the report marks a significant shift toward institutional scalability and legal certainty for the American blockchain sector.
@ Newshounds News™
Source: Cointelegraph
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CFTC Launches “Crypto Sprint” to Implement Trump Administration’s Digital Asset Roadmap
Agency to Collaborate with SEC on Onchain Finance Strategy
The U.S. Commodity Futures Trading Commission (CFTC) has announced a new initiative titled “Crypto Sprint”, aimed at accelerating regulatory progress on cryptocurrency markets. The announcement comes just one week after the White House released its comprehensive Digital Asset Market Structure Report, crafted by President Donald Trump’s Working Group on Digital Assets.
According to CFTC Acting Chair Caroline Pham, the initiative reflects the agency’s intent to swiftly operationalize the report’s recommendations and collaborate with the Securities and Exchange Commission (SEC) on delivering legal clarity for crypto market participants.
“The CFTC is wasting no time in fulfilling President Trump’s vision to make America the crypto capital of the world,” Pham said in an official statement. “Providing regulatory clarity now and fostering innovation in digital asset markets will deliver on the Administration’s promise to usher in a Golden Age of Crypto.”
CFTC Positioned to Oversee Spot Crypto Markets
The 168-page report from the Trump administration lays out a multipronged roadmap for integrating blockchain infrastructure into the U.S. financial system. Among its most notable recommendations is a proposal to grant the CFTC formal jurisdiction over spot crypto markets—a critical gap in current regulatory coverage.
The document also calls for enhanced interagency coordination with the SEC to define key processes related to crypto trading, registration, and investor protection, while urging Congress to affirm Americans’ right to self-custody digital assets without intermediaries.
Project Crypto: A Regulatory Modernization Effort
The CFTC’s Crypto Sprint aligns with a broader interagency effort known as Project Crypto, which is also rooted in the White House’s digital asset agenda. The project aims to modernize securities rules to accommodate the structural evolution of capital markets toward onchain systems.
According to SEC Chair Paul Atkins, Project Crypto will prioritize drafting new rules around token distributions, custody arrangements, and digital asset trading. Together, the SEC and CFTC are expected to lay the regulatory foundation necessary to support the transition from traditional financial infrastructure to blockchain-native systems.
“This joint regulatory strategy is not simply reactive,” said a senior official familiar with the matter. “It is proactive, forward-looking, and designed to scale with the next generation of digital capital markets.”
Sharp Policy Reversal from Prior Administration
The Crypto Sprint and Project Crypto initiatives signal a clear departure from the previous administration’s adversarial and ambiguous stance toward crypto regulation. Under prior leadership, industry leaders frequently criticized regulators for inconsistent messaging and enforcement actions that lacked statutory clarity.
By contrast, the Trump administration’s approach emphasizes regulatory precision, interagency coordination, and private-sector innovation. The White House report not only envisions an expanded role for crypto in domestic finance but also encourages policies to solidify U.S. leadership in global digital asset development.
Next Steps and Industry Impact
While the CFTC has not disclosed which recommendations from the report it will prioritize, the Crypto Sprint is expected to generate formal rulemakings and public consultation processes in the months ahead. Legal analysts anticipate that early actions will likely focus on spot market jurisdiction, exchange registration pathways, and clear definitions for commodity tokens.
Industry groups have largely welcomed the initiative. Regulatory certainty—especially around custodial rights, token classifications, and institutional access—has long been cited as the key barrier to broader crypto adoption in the U.S.
As Acting Chair Pham emphasized, the CFTC’s efforts are aimed at transforming the U.S. into a global hub for digital asset innovation, in line with the administration’s stated goal of mainstreaming blockchain technology across financial and public-sector systems.
@ Newshounds News™
Source: The Block
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Ripple Named One of the World’s Largest Private Companies in 2025
Ranked 23rd globally with $15 billion valuation, Ripple accelerates growth through global expansion and tokenization infrastructure.
Ripple has cemented its position as one of the most significant players in both the blockchain sector and the broader private market landscape. According to the latest CB Insights report, Ripple now ranks as the 23rd largest private company in the world, with an estimated valuation of $15 billion.
This achievement places Ripple ahead of well-known firms such as Klarna ($14.5B) and defense-tech startup Anduril ($14B), and underscores the company’s resilience during a period marked by legal uncertainty and broader crypto market turbulence.
Global Recognition Among the Unicorn Elite
Out of a total list of 1,276 unicorns, Ripple is not only one of the few blockchain-focused companies to make the top tier, but it also stands out as a leader in crypto financial infrastructure.
Other prominent names on the list include:
- SpaceX ($350B) – The top-ranked company with nearly $948 million in Bitcoin reserves.
- ByteDance and OpenAI – Tied for second with $300 billion valuations.
- OpenSea, Bitmain ($12B), and KuCoin ($10B) – Representing other crypto-based firms, though trailing behind Ripple.
Ripple’s ascendance into the top 25 illustrates its evolution from a cross-border payments innovator into a comprehensive digital finance platform, offering tokenized services and enterprise-grade solutions.
Core Drivers of Ripple’s Valuation Surge
Ripple’s position in the rankings is driven by a confluence of strategic, legal, and market-based developments:
• SEC Case Resolution Imminent
After nearly four years of legal disputes, Ripple settled with the U.S. Securities and Exchange Commission (SEC) for $50 million on May 8. A final judgment is expected by August 15, potentially lifting regulatory restrictions and freeing up capital currently held in escrow.
• Ripple Payments Platform Transformation
Ripple has rebranded and expanded its payments infrastructure to include tokenized services for enterprises, transitioning from a single-use platform to a multi-asset, multi-jurisdictional ecosystem.
• Strategic Middle East Expansion
The company is deepening its presence in the UAE through partnerships with Zand Bank and Mamo, both aimed at accelerating real-time cross-border payments.
• European MiCA License Pursuit
Ripple has confirmed its intent to apply for a Markets in Crypto-Assets (MiCA) license, facilitating broader operations across the European Economic Area (EEA) under a harmonized regulatory framework.
• U.S. Trust Bank Application
Ripple has filed with the Office of the Comptroller of the Currency (OCC) to establish a limited-purpose national trust bank. This entity will support Ripple’s stablecoin (RLUSD) operations and bolster the company’s tokenized finance infrastructure.
• RLUSD: Most Trusted Stablecoin
Ripple’s recently launched RLUSD stablecoin has been ranked as the most trusted in the market, reinforcing confidence among institutions and retail users alike.
• XRP Price Momentum
According to Google’s Gemini model, XRP is projected to reach $4.45 by August 31, supported by strong technical indicators and increased on-chain activity.
• Institutional Trust and Community Support
Ripple maintains robust support from a global community and enjoys a reputation for corporate transparency, especially in contrast to peers in the digital asset space.
No Plans for IPO in 2025
Despite its valuation and market momentum, Ripple is not pursuing an Initial Public Offering (IPO) this year.
CEO Brad Garlinghouse clarified at the CfC St. Moritz conference that going public is not under consideration in 2025. President Monica Long reinforced this position, stating that the company has ample liquidity and is focused on operational expansion, not capital fundraising.
Conclusion: Ripple Sets the Standard for Blockchain Enterprises
Ripple’s entry into the upper echelon of the global private market is a milestone for the crypto industry. It reflects a broader trend in which digital asset companies are maturing into compliant, capitalized, and globally relevant financial infrastructure providers.
As Ripple prepares for the final phase of its SEC case and scales operations across major global markets, its path appears set to influence how private blockchain firms position themselves in the evolving regulatory and financial landscape.
@ Newshounds News™
Source: Coinpedia
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