Ripple CEO Brad Garlinghouse says he believes the company can one day reach a $1 trillion valuation — but only if it stays focused and builds around XRP the right way.
Speaking during XRP Community Day on X, Garlinghouse said Ripple’s future depends on steady, disciplined growth with XRP at the center of everything it does. He made it clear that the company is not chasing short-term hype or reacting to daily price swings. Instead, the goal is long-term growth.
Right now, Ripple is valued at around $40 billion after raising $500 million from major financial firms like Citadel Securities and Fortress Investment Group. To hit $1 trillion, the company would need to grow roughly 25 times from where it stands today.
Garlinghouse told XRP supporters to stay patient. He warned against obsessing over short-term market drops and said real success will come from building strong partnerships and expanding the XRP ecosystem over time.
He compared the opportunity in crypto to the early days of big tech companies like Apple, Nvidia, and Alphabet. In his view, the crypto industry will eventually produce trillion-dollar giants — and Ripple wants to be one of them.
To get there, Ripple has been on a buying spree. The company recently acquired prime brokerage firm Hidden Road for $1.25 billion. It bought treasury management company GTreasury for $1 billion. It also spent $200 million to acquire stablecoin firm Rail and purchased wallet provider Palisade to strengthen its digital asset storage services.
Garlinghouse said these deals are not random. The plan is to bring everything together into one unified enterprise system by 2026. Brokerage services, treasury tools, stablecoins, and wallets would all connect under one larger strategy built around XRP and the XRP Ledger.
For now, he said the company’s focus is on improving and integrating what it already owns rather than rushing into more acquisitions. However, he left the door open to new deals later in the year if the right opportunities appear.
Throughout his remarks, Garlinghouse kept coming back to one message: XRP is the “north star.” Every product, every partnership, and every decision is meant to support the growth of XRP and its ecosystem.
If Ripple executes this plan successfully, some analysts believe XRP could gradually move into the low-to-mid single digits in the long term. Others see the potential for stronger gains in the next market cycle, with long-range projections even pointing to double-digit prices by 2030.
But Garlinghouse’s message was simple — don’t focus on the noise. Focus on building. If Ripple builds the right ecosystem around XRP, he believes the trillion-dollar goal is possible.
