Canadian Analysts See XRP Gaining Ground in Digital Payments
Canadian fintech experts are now predicting that XRP could see much wider use in digital payment systems, according to reports making the rounds in the crypto community.
Researchers in Canada say financial institutions are steadily moving toward blockchain-based settlement tools, and XRP keeps showing up in their projections. Many analysts now view it as a strong candidate for future cross-border payment infrastructure.
Canadian Analysts Highlight XRP’s Growing Potential
A recent Canadian news piece, shared by crypto analyst Skipper_xrp, pointed to XRP as a leading contender in financial technology. The article suggested that by 2027, XRP could play a noticeable role in modern payment systems, especially for fast international transfers.
Skipper_xrp also pointed to rising activity on the XRP Ledger (XRPL), including growing interest in RACO, a raccoon-themed community token that has been gaining momentum among XRPL users.
New U.S. Regulatory Clarity Could Speed Up Adoption
In the U.S., a key regulatory update could help XRP gain ground even faster.
According to Skipper_xrp, the Office of the Comptroller of the Currency (OCC) has confirmed that American national banks are legally allowed to conduct riskless principal transactions with crypto assets. This means banks can facilitate crypto trades — including XRP — without taking on direct market risk.
This is important because it gives banks a clear, regulated path to:
- handle XRP transactions
- help customers buy or sell XRP
- integrate XRP into payment or settlement services
Analysts say this ruling could be a major advantage for XRP in the U.S. market, especially as institutions look for compliant ways to offer blockchain-based services.
Positioning for Wider Institutional Use
With Canadian analysts projecting increased adoption, XRPL ecosystem activity rising, and new U.S. regulatory clarity in place, many believe XRP is entering a stronger position for institutional integration.
According to Skipper_xrp, this combination of factors could make XRP more appealing to banks and financial companies looking for fast, low-cost, and legally compliant digital payment tools.
