Nexo is officially back in the United States.
On Feb. 16, 2026, the crypto wealth platform announced a full relaunch of its investment and credit products — this time under a more structured, compliance-focused setup.
This marks a major comeback after years away from the U.S. market.
What Nexo is offering now
The company says American users will once again have access to:
- Flexible and fixed-term yield products
- Crypto-backed credit lines
- An integrated trading platform
- A loyalty program
- Easier fiat deposits and withdrawals
Nexo is re-entering the market by working with U.S.-regulated service providers. It’s also using trading infrastructure from Bakkt, a publicly listed platform known for its compliance-focused approach.
The message is clear: this return is built around regulation, not around pushing products first and dealing with rules later.
What happened before
Nexo left the U.S. after clashing with regulators.
In 2023, the company agreed to pay a $45 million settlement to the U.S. Securities and Exchange Commission over its Earn Interest Product. The SEC said the product should have been registered as a security.
Nexo neither admitted nor denied the findings but shut down the product for U.S. users and exited the market soon after.
Now, two years later, it’s trying again — with a different strategy.
Lending demand stayed strong
Even during broader crypto market volatility, Nexo’s lending business remained active.
According to on-chain data from CryptoQuant, users borrowed about $863 million between January 2025 and January 2026. Nearly $1 billion in loans were issued overall during that period.
Interestingly, more than 30% of those loans were repaid during a market downturn. Analysts see that as controlled deleveraging — not panic selling.
A reset moment
Nexo’s return signals a reset. The company says it now believes regulatory clarity and disciplined risk management are essential for long-term growth.
By relaunching in the U.S. with tighter compliance and established partnerships, Nexo is positioning itself to compete again in one of the world’s biggest crypto markets — but this time, on different terms.
