Franklin Templeton has officially launched its new XRP exchange-traded fund, the Franklin XRP Trust, on NYSE Arca. This gives U.S. investors a fully regulated way to invest in XRP through a traditional brokerage account.
The company now joins Bitwise, Grayscale, Canary Capital, and others offering XRP-focused investment products for institutions and everyday investors who want safer, more transparent exposure to crypto.
A Big Move After Ripple’s SEC Settlement
This launch comes right after Ripple finally settled its long-running case with the U.S. Securities and Exchange Commission in August 2025. The SEC had accused Ripple of selling XRP as an unregistered security since 2013.
During the lawsuit, many major exchanges delisted XRP, and the token lost a huge amount of value. But with the settlement done — and Ripple paying a monetary fine without admitting wrongdoing — the regulatory cloud around XRP has finally cleared.
That opened the door for major financial firms like Franklin Templeton to roll out regulated XRP products.
What Franklin Templeton Says About XRP
David Mann, who leads ETF Product and Capital Markets at Franklin Templeton, said the company believes XRP plays an important role in global payment and settlement systems.
Roger Bayston, the company’s head of digital assets, said the new fund gives investors regulated custody, daily transparency, and easy liquidity — all without having to hold or manage XRP directly.
More XRP ETFs Are Hitting the Market
Franklin Templeton launched its XRP fund on the same day Grayscale rolled out its own XRP ETF. Bitwise launched its version last week and reported strong inflows from investors.
With this new launch, Franklin Templeton now manages four crypto ETFs, covering Bitcoin, Ethereum, XRP, and a broader digital-asset fund.
Why This Matters
For U.S. investors, the Franklin XRP Trust makes it easier than ever to buy XRP in a safe, regulated, and familiar way. Instead of dealing with crypto exchanges, wallets, or storage issues, investors can now access XRP through a standard brokerage account — under SEC oversight.
This marks another major step in bringing digital assets into mainstream finance and could boost interest in XRP as regulatory barriers continue to fall.
