The Central Bank of Iraq (CBI) reported on Wednesday that deposits across local banks dropped in September 2025, even as overall lending saw a slight increase.
According to official data shared with dinaropinions.com, total deposits in Iraq’s banking sector stood at 113.928 trillion dinars in September — down 1.82% from 115.997 trillion dinars in August.
Breaking it down:
- Central government deposits: 35.398 trillion dinars
- Public institutions: 25.531 trillion dinars
- Private sector deposits: 52.999 trillion dinars
So, while total deposits declined, the numbers show that the private sector still holds the largest share of funds in the banking system.
On the other hand, credit growth moved slightly higher. Total loans and financing provided by Iraqi banks reached 73.942 trillion dinars in September, compared to 73.521 trillion dinars a month earlier — a 0.57% increase.
Here’s the credit breakdown:
- Central government borrowing: 26.392 trillion dinars
- Public institutions: 2.431 trillion dinars
- Private sector credit: 45.119 trillion dinars
The Central Bank noted that while deposit growth slowed, banks are still expanding credit to support economic activity, especially in the private sector.
In simple terms, people and institutions are putting slightly less money into banks, but banks are continuing to lend more, showing a push to keep businesses and government projects running amid the country’s current financial environment.
 reported on Wednesday that deposits across local banks dropped in September 2025, even as overa...){kind=link}