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US and EU Talks Signal Acceleration Toward Global Crypto Policy Alignment
BRUSSELS – July 1, 2025 – In a major signal of growing transatlantic alignment, U.S. and European Union financial regulators have intensified coordination on digital asset policies, including stablecoins, crypto oversight, and central bank digital currencies (CBDCs). The announcement follows high-level discussions at the EU-U.S. Joint Financial Regulatory Forum, held June 24–25 in Brussels.
The talks, co-chaired by the U.S. Department of the Treasury and the European Commission, reflect a shared urgency to harmonize crypto regulation across jurisdictions amid the accelerating global adoption of digital finance.
Regulatory Convergence Gains Momentum
The U.S. Treasury noted that the meeting placed digital finance at the forefront, with regulators exchanging updates on key crypto priorities:
- The EU shared progress on the rollout of its Markets in Crypto-Assets (MiCA) Regulation.
- Updates were provided on the development of the Digital Euro.
- The Financial Stability Board’s work on crypto risks and stablecoin oversight was also discussed.
- U.S. officials gave an update on SEC enforcement, crypto asset policy, and cybersecurity initiatives.
“Participants continued their exchange of views on digital finance matters,” the Treasury stated, highlighting a shared recognition of the need for coordinated oversight of the crypto sector.
Global Push for Secure Cross-Border Payment Systems
The Forum also emphasized the G20 Roadmap for Enhancing Cross-Border Payments, a key international effort to improve speed, cost, transparency, and accessibility of global financial transfers. EU regulators shared updates on the Digital Operational Resilience Act (DORA), while U.S. officials focused on infrastructure security and digital resilience.
The two sides appear to be converging on a cohesive framework that could guide the future of crypto regulation globally.
Balancing Innovation and Systemic Risk
Despite persistent skepticism over crypto volatility and regulatory loopholes, regulators from both continents acknowledged that greater policy coordination could enhance stability while avoiding regulatory arbitrage. Industry advocates continue to call for clear, interoperable rules that support innovation without undermining financial safeguards.
“This is a defining moment,” said a senior digital finance analyst. “We’re watching the foundations of a global crypto framework being laid brick by brick.”
As regulatory talks between the U.S. and EU deepen, the path toward mainstream crypto integration becomes clearer, signaling a potential standardization of global digital asset rules in the years ahead.
@ Newshounds News™
Source: Bitcoin.com
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Ripple Boosts RLUSD Adoption With Embedded Finance and Payment Features
LONDON – July 2, 2025 – In a bold push to expand the real-world adoption of its enterprise-grade stablecoin, Ripple has partnered with financial infrastructure provider Openpayd to enable embedded finance and seamless fiat-to-stablecoin transactions through a unified global platform.
The move enhances Ripple USD (RLUSD) as a powerful bridge between blockchain-native payments and traditional fiat banking—paving the way for broader enterprise usage in cross-border payments and treasury management.
Ripple and Openpayd Launch Unified Fiat + Stablecoin Solution
Under the new partnership, Openpayd will embed its fiat infrastructure—including multi-currency accounts, virtual IBANs, and real-time payment rails—directly into Ripple Payments, Ripple’s flagship cross-border payment network spanning over 90 payout markets globally.
“Businesses will be able to seamlessly convert between fiat and RLUSD,” Openpayd confirmed, “accessing embedded accounts, trading, and payment features through a single API.”
One of the most important additions: direct minting and burning capabilities for RLUSD, allowing enterprises to scale their stablecoin use while remaining compliant and efficient.
Stablecoin Liquidity Meets Enterprise Needs
The integration makes it significantly easier for businesses to:
- Embed stablecoin functionality within their financial operations
- Send and receive EUR and GBP through Ripple’s global payment rails
- Streamline access to U.S. dollar liquidity using RLUSD
This builds on RLUSD’s core positioning as a trusted, compliant, USD-pegged stablecoin designed for high-volume enterprise use cases.
Jack McDonald, Ripple’s SVP of Stablecoins, emphasized the importance of cross-network utility:
“The future of global finance depends on seamless interoperability between traditional infrastructure and digital assets.”
Toward Scalable, Real-World Adoption
The collaboration comes at a time of mounting demand for real-time, stable, and globally interoperable financial infrastructure—especially as enterprises seek to modernize their treasury systems and cut the cost and friction of legacy banking networks.
“This is how we accelerate real-world adoption of stablecoins at scale,” said McDonald, highlighting Ripple’s long-term vision for RLUSD.
As Ripple continues to embed digital assets into traditional payment systems, this partnership offers a compelling blueprint for stablecoin-enabled embedded finance across both crypto and fiat worlds.
@ Newshounds News™
Source: Bitcoin.com
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