Stable Teams Up with Morpho to Turn Idle Crypto Into Earnings
Stable just announced a new partnership with Morpho, a decentralized lending platform, to help users earn yield on idle stablecoin balances. That means money sitting in your wallet could soon start working for you — automatically.
What’s Happening
Stable has integrated Morpho’s lending tech into its blockchain network and upcoming app, Stable Pay. The goal? To make every unused stablecoin balance — from regular users to big institutions — earn interest instead of sitting idle.
Morpho’s system takes those unused funds and puts them into decentralized lending markets. Users can still access their money instantly for payments, but in the meantime, it’s generating yield.
Why It Matters
Stable says this move will make its ecosystem one of the most capital-efficient networks out there. In plain English, it means less wasted money just sitting around.
For companies and institutions, this solves a big problem. They often keep millions in stablecoins ready for transactions — but when those funds aren’t being used, they earn nothing. Now, with Morpho’s integration, those balances can start earning automatically while staying available anytime they’re needed.
For Everyday Users
If you’re in a place where stablecoins are part of daily life — think Latin America, Turkey, or Southeast Asia — this is big news. With the new setup, your stablecoins can act like a savings account and payment wallet in one. You’ll be able to hold, spend, and earn — all without lifting a finger.
That’s exactly what Stable’s upcoming app, Stable Pay, is built for. It’s a non-custodial wallet, which means you stay in full control of your funds. The app will include an “Earn” feature powered by Morpho, letting users earn yield automatically. Stable has already opened a waiting list for early access.
A Growing Market
Stablecoins are becoming a huge part of the global financial system. A recent Citigroup report says the stablecoin market could hit $4 trillion by 2030. Leaving even 10% of that sitting unused could mean billions of dollars in lost potential — and that’s exactly what Stable wants to fix.
The Bigger Picture
Stable calls itself the world’s “first stablechain” — a blockchain built entirely around stablecoins. It’s focused on secure, private, and efficient payments for both people and businesses.
Morpho, on the other hand, is already trusted by big names like Coinbase, Société Générale, and World, thanks to its transparent, non-custodial lending system.
By combining the two, Stable hopes to redefine how stablecoins like USDT (Tether) are used on-chain — not just as digital cash, but as yield-generating assets.
Backed by PayPal Ventures
Recently, Stable raised $28 million in a funding round led by PayPal Ventures. The partnership also brings PayPal’s stablecoin (PYUSD) into the mix, allowing users to make payments and transactions directly through Stable’s blockchain, Stablechain.
With Morpho powering yield and PayPal backing adoption, Stable is positioning itself as a major player in the future of digital money — where your crypto doesn’t just sit there, it grows.
