The crypto market right now is showing a clear split between everyday investors and big institutions.
A new report says that XRP is growing mainly because of strong retail interest. Regular people are buying it, using it, and helping push its price. At the same time, big institutions are still keeping their distance.
The XRP Ledger is seeing more activity, with about 5.66 million wallets holding small amounts of XRP. That shows more people are getting involved, even if they’re not investing huge sums.
On the other side, institutions are focusing more on Solana and Ethereum. These two are getting most of the serious money. Solana, for example, saw around $20 million flow into ETFs recently. Ethereum, while still popular, actually saw about $60 million flow out.
XRP is barely getting attention from institutional investors, with only about $0.6 million in ETF inflows. That shows big players are still cautious, even though retail demand is strong.
In simple terms, XRP is being driven by the crowd, while Ethereum and Solana are backed by institutions. It’s two different forces moving the market in two different ways.







