🏠 Mortgage & Real Estate (16)
Mortgage Calculator
Estimate your monthly mortgage payment with taxes, insurance, PMI, HOA and extra payments, plus a full payoff schedule.
Open ToolAmortization Calculator
See every payment split into principal and interest for any loan, with yearly or monthly schedules and extra payments.
Open ToolMortgage Payoff Calculator
Find out how much sooner you can pay off your mortgage and how much interest you save with extra payments.
Open ToolHouse Affordability Calculator
Estimate the most expensive home you can afford from your income, debts, down payment and interest rate.
Open ToolRent Calculator
Find how much rent you can afford, or the income you need for a specific monthly rent.
Open ToolDebt-to-Income Ratio Calculator
Calculate your front-end and back-end DTI ratios and see how lenders may view them.
Open ToolReal Estate Calculator
Estimate monthly costs, cash needed, equity and your net gain or loss from buying and later selling a property.
Open ToolRefinance Calculator
Compare your current loan with a new one to see monthly savings, break-even time and total savings.
Open ToolRental Property Calculator
Analyze a rental property: cash flow, cap rate, cash-on-cash return and long-term profit.
Open ToolFHA Loan Calculator
Estimate FHA mortgage payments including the upfront and annual mortgage insurance premiums (MIP).
Open ToolVA Mortgage Calculator
Estimate VA loan payments including the VA funding fee, with no monthly PMI.
Open ToolHome Equity Loan Calculator
Calculate how much equity you can borrow against and the fixed payment on a home equity loan.
Open ToolHELOC Calculator
Estimate your credit line, interest-only payments in the draw period and payments in the repayment period.
Open ToolDown Payment Calculator
See how much you need for a down payment and closing costs, and how much to save each month.
Open ToolRent vs. Buy Calculator
Compare the long-term net worth of buying a home versus renting and investing the difference.
Open Tool🚗 Auto (3)
Auto Loan Calculator
Calculate your car payment from price, down payment, trade-in, tax, fees and rate, or find the price you can afford.
Open ToolCash Back or Low Interest Calculator
Compare a cash-back rebate with low-rate dealer financing to see which saves more.
Open ToolAuto Lease Calculator
Estimate a car lease payment from price, residual value, money factor or APR, term and fees.
Open Tool📈 Investment (16)
Interest Calculator
Calculate interest and ending balance with simple or compound interest, contributions, taxes and inflation.
Open ToolInvestment Calculator
Project investment growth, or solve for the contribution, return rate, starting amount or time you need.
Open ToolFinance Calculator
Solve any time-value-of-money problem: number of periods, interest rate, present value, payment or future value.
Open ToolCompound Interest Calculator
See how your savings or investment grows over time with compound interest.
Open ToolInterest Rate Calculator
Find the interest rate needed to reach an investment goal, or the APR of a loan from its payment.
Open ToolSavings Calculator
Project your savings with regular deposits, find the deposit you need, or how long it takes to reach a goal.
Open ToolSimple Interest Calculator
Calculate simple interest from principal, rate and time in years, months, days or between two dates.
Open ToolCD Calculator
Estimate the value of a certificate of deposit at maturity, after tax and including an early-withdrawal penalty estimate.
Open ToolBond Calculator
Find a bond price from its yield, or the yield from its price, with duration and current yield.
Open ToolMutual Fund Calculator
See how expense ratios, sales loads and taxes reduce your mutual fund returns over time.
Open ToolAverage Return Calculator
Calculate arithmetic and compound (geometric) average returns from yearly results or start and end values.
Open ToolIRR Calculator
Calculate the internal rate of return (IRR or XIRR with dates), NPV and multiple on any cash flows.
Open ToolROI & Profit Margin Calculator
Calculate return on investment, profit, and profit margin on any purchase or business deal.
Open ToolPayback Period Calculator
Find how long it takes to recover an investment, with discounted payback and NPV.
Open ToolPresent Value Calculator
Find what a future sum or stream of payments is worth today at your discount rate.
Open ToolFuture Value Calculator
Find what a lump sum and regular payments will be worth in the future.
Open Tool🏖️ Retirement (9)
Retirement Calculator
Project your retirement savings, the nest egg you need and how long your money will last.
Open Tool401(k) Calculator
Project your 401(k) balance with salary growth, employer match and IRS contribution limits.
Open ToolPension Calculator
Estimate your pension, compare it to a lump-sum offer and see its present value.
Open ToolSocial Security Calculator
Estimate your Social Security retirement benefit and compare claiming at 62, full retirement age or 70.
Open ToolAnnuity Calculator
Project an annuity through its accumulation phase and the payout it can provide.
Open ToolAnnuity Payout Calculator
Find how much an annuity can pay, or how long a balance lasts at a given payment.
Open ToolRoth IRA Calculator
Project Roth IRA growth, check income limits and compare with a traditional IRA.
Open ToolIRA Calculator
Project traditional IRA growth, deductibility and tax savings, and compare it with a Roth.
Open Tool🧾 Tax & Salary (5)
Income Tax Calculator
Estimate your yearly and monthly income tax based on your annual income and tax slabs.
Open ToolSalary Calculator
Convert pay between hourly, weekly, monthly and yearly, adjust for holidays and vacation, and see net pay at your own tax rate.
Open ToolMarriage Tax Calculator
Compare filing as two single people with married filing jointly to see a marriage penalty or bonus.
Open ToolEstate Tax Calculator
Estimate federal estate tax using the 2026 exclusion, marital deduction, gifts and state tax.
Open ToolTake-Home-Paycheck Calculator
Estimate your net pay per paycheck after federal, FICA, state, 401(k) and other deductions.
Open Tool💰 Budget & Planning (3)
Budget Planner (50/30/20)
Split your monthly income into needs, wants, and savings using the 50/30/20 rule.
Open ToolBudget Calculator
Build a detailed monthly or yearly budget with income, taxes, expenses by category, savings and a surplus or shortfall.
Open ToolCost of Living Adjuster
Find out how much salary you need to keep the same lifestyle in a different city.
Open Tool💳 Loans & Debt (12)
Loan & EMI Calculator
Calculate your monthly EMI and view a full payment schedule for any loan.
Open ToolPayment Calculator
Find your loan payment for a fixed term, or how long a fixed payment takes to pay off the loan.
Open ToolRepayment Calculator
See when you will be debt-free with extra payments and what payment you need for a target date.
Open ToolCredit Card Calculator
See how long it takes to pay off a credit card with a fixed payment, minimum payments or a goal date.
Open ToolCredit Cards Payoff Calculator
Find the monthly payment needed to pay off a credit card by your target date and compare payoff goals.
Open ToolDebt Payoff Calculator
Plan to pay off several debts using the avalanche or snowball method and see the interest you save.
Open ToolDebt Consolidation Calculator
Compare your current debts with one consolidation loan to see payment and interest savings.
Open ToolStudent Loan Calculator
Estimate student loan payments including interest that accrues in school and during the grace period.
Open ToolPersonal Loan Calculator
Calculate personal loan payments, total interest and APR including the origination fee.
Open ToolBusiness Loan Calculator
Estimate business loan payments, the origination fee and the true APR.
Open ToolBoat Loan Calculator
Estimate boat loan payments and the real monthly cost including insurance and storage.
Open ToolLease Calculator
Calculate a lease payment for any asset from price, residual value, rate and term.
Open Tool💱 Currency & Inflation (3)
🧮 Business & Everyday Tools (9)
Sales Tax Calculator
Add or remove US sales tax using state base rates plus local tax, with discounts and quantities.
Open ToolDepreciation Calculator
Calculate depreciation by straight-line, declining-balance or sum-of-the-years-digits with a full schedule.
Open ToolMargin Calculator
Calculate gross margin, markup, cost, price and profit from any two values.
Open ToolDiscount Calculator
Find the sale price or discount percentage, with stacked discounts, coupons, tax and quantity.
Open ToolCommission Calculator
Calculate commission with flat, tiered or per-unit rates, bonuses, a base salary and a target income.
Open ToolCollege Cost Calculator
Project the total future cost of college and the monthly saving needed to cover it.
Open ToolPercentage Calculator
Calculate percentages, percentage change, and percentage difference quickly.
Open ToolCash Counter (Denomination Breakdown)
Break any amount of money into the exact number of notes and coins needed.
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