Ramp launches Solana-powered stablecoin accounts for businesses

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Ramp has expanded its business payments platform by introducing Solana-powered stablecoin accounts, allowing companies to hold and use USDC and USDT for international payments directly within their existing financial workflows.

The new feature enables businesses to open a Stablecoin Account on Ramp, where they can store stablecoins and use them for cross-border payments without needing separate crypto exchanges, wallets, or accounting platforms.

According to Ramp, companies can now send payments to vendors and contractors around the world at any time, including outside traditional banking hours. Businesses can pay recipients in stablecoins or convert funds into local currencies across more than 140 countries and over 40 fiat currencies.

One of the key advantages of the service is that businesses do not need to manage cryptocurrency directly if they choose not to. Payments can be funded from a standard U.S. bank account or a Ramp Checking account, with Ramp handling the conversion into USDC or USDT before sending the funds to the recipient.

The company says the new system is designed to fit seamlessly into existing finance operations. Stablecoin balances appear alongside cash balances in the same dashboard, follow existing approval processes, and integrate with the accounting tools businesses already use.

Ramp also announced that eligible stablecoin balances can earn rewards of up to 3.25%, giving companies another option for managing treasury funds while maintaining liquidity.

The launch reflects growing demand for faster and more flexible international payments. Unlike traditional bank transfers, stablecoin transactions can operate 24 hours a day, seven days a week, without being limited by banking schedules, holidays, or wire transfer cutoffs.

Ramp revealed that more than 1,000 businesses already use stablecoins through its platform, and over 70% of their stablecoin payment activity takes place outside normal banking hours. This suggests that many companies are taking advantage of around-the-clock payment capabilities.

The move is also another significant development for the Solana ecosystem, which has increasingly focused on real-world financial applications and enterprise payments.

Recent partnerships have expanded Solana’s presence in traditional finance. Financial institutions and corporations are exploring the network for stablecoins, tokenized assets, cross-border settlements, and digital payment infrastructure.

In Japan, financial giant SBI Holdings recently partnered with the Solana Foundation to develop regulated on-chain financial services, including stablecoins and tokenized assets. In South Korea, Shinhan Card has been testing stablecoin payment solutions on Solana’s network.

Solana has also expanded into artificial intelligence payments through a collaboration with Google Cloud, allowing AI systems to pay for services using stablecoins.

Overall, Ramp’s latest launch highlights the growing role of stablecoins in business finance. As companies look for faster, cheaper, and more efficient ways to move money globally, stablecoins are increasingly being adopted for treasury management, vendor payments, and international settlements.